Saving and Investment

Investment products

An investment product is a combination of different financial instruments, that is: stocks, bonds, currencies, traditional financial products and derivatives such as options. 

Investment products are issued on financial market and traded like securities.

Characteristics

Guaranteed capital funds are standard investment products. They ensure the amount paid on the due date shall at least equal the original investment, less fees. The return paid on the fund's maturity date is linked to changes in underlying assets like a market benchmark or basket of equities. The main protection is ensured by including derivatives like options in the fund.

Certain products ("click funds") generate gains via "clicks". Put differently, when the underlying index reaches predetermined levels, the fund locks in the resulting gain permanently, independently of future movements in the underlying asset – or put briefly, if it loses value. In addition, the investor continues to benefit from any further gains.

The interest and exchange-rate, liquidity, volatility and insolvency risks depend on the type of assets included in the structure.

Our Offer

Via our dealing room, ING Luxembourg offers a complete range of investment products, constantly updated to stay aligned with financial market developments. 

On request, we call on local financial engineering experts to structure tailor-made financial solutions.

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  How can we help you?

Self employed or liberal profession

You need a bank where convenience is paramount. And where you don't pay too much. ING is such a bank. Moreover, we understand your perseverance. So that you, for example with a variable income are eligible for a mortgage.

Local company

ING wish to support investments and the continuous local and international development of your small or medium-sized company via its personnalised solutions and advices.

Financial company

Financial company You are a Luxembourg financial company (holding, SOPARFI) and wish to have good management of your accounts.

Real estate professional

You are a real estate investor, real estate developer or builder / developer operating in Luxembourg, of an intermediate size, with banking and project financing needs.

Institutional client

You are a public institution, a municipality or a non-profit association and you are looking for a new local banking partner.

Start-up

You are a newly created innovative company, looking for investment funds, with real potential for economic growth.

ING Lease

ING Lease is a major Luxembourg player in financial leasing for more than two decades. Today, this experience lets us offer our services to more than 3,000 clients, managing in excess of 7,000 active agreements.

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