Saving and Investment

Structured products

Limited lifespan
Performance depends on an underlying assets
With or without capital guarantee at maturity

What is an investment product?

An investment product is a financial instrument:

  • with a limited lifespan,
  • the return of which depends on the performance of an underlying asset (stock-market index, shares, interest rates, currencies, commodities, etc.).
  • with or without a capital guarantee at maturity.

Which product for which investor?

ING Luxembourg places a whole range of financial instruments at your disposal to enable you to take advantage of market trends while limiting your risk.

To help you make the best choice, the risk level for each investment project is carefully calculated. This means that you can always be sure of finding a product suited to your investor profile, from the most dynamic to the most conservative.
With certain products, the capital is protected until maturity while benefiting from any rise in the underlying asset. Protected-capital products are an ideal solution for investors concerned with safeguarding their assets but not wanting to forego entirely the returns offered by equity markets.

Endless possibilities

ING Luxembourg is constantly issuing new products, through public and private offerings, with all kinds of underlying assets, depending on the opportunities that present themselves on the financial markets and on the investment policy established by its specialists.
ING Luxembourg also uses the expertise it has built up and the advantages provided by being part of a global group to develop made-to-measure products to respond to the specific needs of its customers. Be it currencies, underlying assets, horizon, or capital protection, you can choose a unique combination that reflects your expectations (minimum 2 € million).

I want to become a customer

I am interested

Articles that might interest you

  • Every company wants to be green, ethical, responsible, socially conscious etc. Is this possible? And does Sustainable and Responsible Investment really make a difference?

  • If you have followed the previous posts you are an advanced saver by now! If you have managed to set aside some spare savings that you will not need in the short term you should continue to read this article…

  • A share is a unit of ownership delivered by a capital company. In most cases, it is a commercial company with a limited liability. Holding one of several shares – in other words, being a shareholder – means that you own a part of the company’s capital but you are not held personally liable for the company’s debts.

  How can we help you?

Self employed or liberal profession

You need a bank where convenience is paramount. And where you don't pay too much. ING is such a bank. Moreover, we understand your perseverance. So that you, for example with a variable income are eligible for a mortgage.

Local company

ING wish to support investments and the continuous local and international development of your local company via its personnalised solutions and advices.

Financial company

You are a Luxembourg financial company (holding, SOPARFI) and wish to have good management of your accounts.

Real estate professional

You are a real estate investor, real estate developer or builder / developer operating in Luxembourg, of an intermediate size, with banking and project financing needs.

Institutional client

You are a public institution, a municipality or a non-profit association and you are looking for a new local banking partner.


You are a newly created innovative company, looking for investment funds, with real potential for economic growth.

ING Lease

ING Lease is a major Luxembourg player in financial leasing for more than two decades. Today, this experience lets us offer our services to more than 3,000 clients, managing in excess of 7,000 active agreements.

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