My Money

What the circular economy is, and how to get the best out of it

The innovative circular economy model currently has the wind in its sails. But what exactly is it, and how can it help you save money?
What is the purpose of index-linking?

In Luxembourg, all wages and welfare payments (including the minimum wage) are regularly adjusted to changes in the retail prices of consumer products, in other words to inflation.
Will artificial intelligence radically alter banking work?

Will the banker of the future be a robot? This is the question more and more observers are asking in the wake of the dazzling progress made by artificial intelligence in the field of finance.

5 different ways of paying with plastic

The queen of cards. There are many different types and they offer many possibilities other than cashless payment, from differed repayment to additional guarantees on purchases.
How do exchange rates work

Currency floating exchange rates change constantly based on a multitude of factors. Like equities in the stock market, floating rates are determined by the forces of supply and demand in the foreign exchange market (Forex).
Who really owns my house?

Often you hear people say: “Anyway, until I have paid off my home loan it’s the bank who owns my house”. But is it true?

Who really owns my house?

Often you hear people say: “Anyway, until I have paid off my home loan it’s the bank who owns my house”. But is it true?
Fixed or variable: which one for your home loan

It is always the same question that every one of us is asking before signing a home loan with his bank. To gain a more objective overview, let’s analyse them one by one with their respective advantages and disadvantages.
What is a reviewable fixed rate?

The rate remains fixed for a pre-defined period and, at the end of the period, is subject to a revision. The pre-defined period can vary from one bank to another but is generally 3, 5 or 10 years.