Discover all our articles about investment, including investment funds, bonds and shares. 

Socially responsible investment

Understanding investment

  • Investing is a good way to supplement your savings and attempt to make it grow, provided you’re well prepared for it. Here are the five fundamental questions you need to answer beforehand.

  • New year is approaching, and looking back to the savings interest rates evolution this year, I believe we might pick some learnings from Warren Buffet that our Ezonomics colleagues compiled that I found helpful to improve own financial performance.

  • Many of us think of taking out a loan as taking on another burden. It’s an extra cost we have to assume every month, an additional strain on our personal finances. And it’s true: borrowing costs money!

  • Halloween is the holiday of all that is spooky and creepy. But nothing scares most adults quite as much as losing a ton of money. In honour of this year’s day of the dead, we’ve compiled a list of some of the worst business mistakes in history. Not suitable for the fainthearted!

  • This is a valid question because there are so many articles about how social media, and Twitter in particular, are able to anticipate movement on the stock markets. With 320 million users (as at 6 May 2016) and 500 million tweets sent per day, Twitter has the advantage of being both instantaneous and volatile. For some, it has become the go-to place for share price analysis and recommendations

  • There is a lot of media buzz in Luxembourg around entrepreneurs and start-ups. Have you ever imagined what it would be like to be your own boss?

  • Owning part of a company, whether a small or a large shareholding, brings certain responsibilities. Although day-to-day management is delegated to the management team and oversight to the board of directors, occasionally investors will participate in ‘corporate actions’ that may involve making decisions.

  • A potato salad collecting USD 50 000, a card game with exploding kittens earning more than USD 8.7 millions: crowdfunding, which aims to fund a project or a venture by raising via the Internet small amounts of money from a large number of people, continues to inspire. To such a point that some people don't hesitate to launch a crowfunding campaign to finance their tuition, their case, their cosmetic surgery or their vacations!

  • You want to improve the return on your savings and make your first steps in the investment world but you don’t know how to do it? Why not trying regular investments? This financial solution is to invest on a regular basis (every month or every quarter) the same amount of money, fixed in advance, in an investment fund. Here are the main advantages.

  • Les fonds d’investissement, également connus sous le nom de fonds de placement, sont des paniers de titres, sélectionnés pour leurs opportunités d’évolution par des sociétés de gestion expertes en marchés financiers. Ces fonds fonctionnent en multipropriété : quand vous investissez dans un fonds, vous achetez un titre de propriété qui correspond à une part d’un panier d’actions ou d’obligations déjà sélectionnés et gérés activement par des experts.

  • Luxembourg is the leading investment fund centre in Europe. Investment funds in the Grand-Duchy cover all key categories, currencies, regions and sectors. They can be an opportunity to make your financial resources grow faster in a time when interest rates on saving accounts are very low. But how do they work?

  • Luxembourg has also several business incubators that help startup companies by providing services such as management training or office space, and co-working spaces.

  • The government is increasingly keen to attract entrepreneurs to Luxembourg as well as to nurture entrepreneurial ambitions among the country’s residents - and is providing financial incentives and other forms of assistance to encourage them.

  • If you have followed the previous posts you are an advanced saver by now! If you have managed to set aside some spare savings that you will not need in the short term you should continue to read this article…

  • Ten years after the financial crisis, the need to ensure adequate protection for savers and investors still looms large for regulators. But this can also create tension between banks and their clients. To meet regulatory requirements, banks often need to ask detailed – and seemingly intrusive – questions. In turn, clients rightly demand to know why banks need so much information about them and how that data is used.

  • The past five years have been kind to investors. Stock markets have risen, as have bond markets, offering on average significantly higher returns than traditional savings accounts, while inflation has remained very low by historical standards. However, investors, whether buying securities directly or through investment funds, also need to factor in the tax due on their income or gains.

  • Corporate executives are fond of proclaiming that “people are our greatest asset”, but often they are also their greatest expense.

  • What would you answer if someone asks you: “Social-media & the stock price – do you see any relation?” What I can already tell you is that there is something. Discover more about the influence of Twitter, Facebook and Co. on the stock exchange in the following article. A tweet or post can change peoples behavior. Believe me or not, but some researches examined this topic a little bit more in detail. Again and again we can follow debates about the risks of social media. Mostly the discussion is about social isolation or data security, but did someone ever think about the effect of social media on the behavior of investors on the stock market? In fact, there are some signs that social media can have influence on financial decision-making.

  • It is said that knowledge takes up no space and yet deciding to pursue university studies can take up a big chunk out of family finances. Aside from the fact that a labor market might be able to absorb more or less skilled labor, we should look at the question of whether or not to pay for higher education from an investment point of view: is it profitable to attend university? And if yes, which one and for how long?

  • A limited liability company (société à responsabilité limitée – SARL) is the most widely used form of company in Luxembourg. Around two thirds of the companies in the country have this legal status. The reason why this specific type of commercial company is so used lies in the fact that the SARL has many advantages.

  • If I told you that investors can learn a lot from the decisions a football player takes, would you believe me? Well, here is the proof. We’ve listed below 5 tips that can help a player out on the field as well as an investor about to make a decision.

  • A bond is a debt certificate issued by a state, a public authority, a national or a private company to borrow funds for a defined period of time. When you subscribe to a bond, you loan money to the issuer.

  • Before answering that question, let us first recall the definition of an investment fund. They are baskets of securities selected because of their growth potential by management companies with expertise in financial markets. They break down into two broad categories.

  • First of all, let’s start by defining what life insurance is not. Life insurance is not accidental death insurance.

  • The purpose of microfinance is to provide financial services to people generally excluded from traditional banking channels because of their low, irregular and unpredictable income.

  • A share is a unit of ownership delivered by a capital company. In most cases, it is a commercial company with a limited liability. Holding one of several shares – in other words, being a shareholder – means that you own a part of the company’s capital but you are not held personally liable for the company’s debts.

  • Arguably one of the major successes of the European Union in the financial field has been the creation of common sets of rules that enable investment funds established and approved in one member state to be sold in other EU countries without having to endure another time-consuming and costly authorisation.

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