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Credit Simulators | ING Luxembourg
Home loan
Do you intend to buy a house, an apartment, a plot of land or to build your own home ? If so, you need a sound financial partner to finance your project. ING Luxembourg is there to help you to draw up a personal financing plan and to provide the funds you need.
Personal loan
Are you looking to purchase a new car, replace your furniture, renovate your house etc., on favourable terms as soon as possible? ING Luxembourg has the solution for you.
Personal loans are reserved for customers who have been with us for at least six months.
About loans
State aids and useful addresses
The State of Luxembourg offers numerous aid packages to those wanting to build or purchase their own home.
Partial disbursement of mortgage loan
You can request partial discharge of your home loan, in order to pay invoices linked to this loan.
Tax aspects
If you have a home loan, you can take advantage of certain tax breaks.
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Renting or buying a property when arriving in Luxembourg?
The answer depends on how long you intend to stay in Luxembourg. If you stay in the country for a short time – less than 5 years-, renting is the best option. Owning your own home in Luxembourg is very expensive and not a very profitable short-term investment such as it is in other countries, even if the Grand Duchy is facing rising pressures on the housing market.
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How do you plan your home loan project in the face of rising interest rates?
War in Ukraine, the economic slowdown, soaring inflation: in these uncertain times, it's not always easy to make the right decisions, especially when they concern home loans. What should you look out for if you want to become a homeowner or if you still have a loan to repay?
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How to make your first real estate purchase successful?
That’s it. You are ready to take the plunge. The time to own your home has finally come. Still, you need to make your first real estate purchase a success! The traps are not lacking. How to avoid unpleasant surprises? Here are some tips to follow to tip the odds ever in your favour.
How can we help?
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