Home Loan with a fixed rate

Do you intend to buy a house, an apartment, a plot of land or to build your own home? If so, you need a sound financial partner to finance your project. ING Luxembourg is there to help you to draw up a personal financing plan and to provide the funds you need.

What are the advantages of the “fixed rate”?

When choosing a fixed-rate loan, you opt for certainty. The rate and therefore the amount of your monthly payments will remain unchanged during the entire term of your loan; thus you will never have any unpleasant surprises.

However, this formula does not allow you to make partial early repayments. Only repayment in full is allowed, subject to a repayment penalty.

For additional information or in order to obtain a simulation, do not hesitate to use our on-line simulator or to get in touch with one of our advisers.

Articles that might interest you

  • Often you hear people say: “Anyway, until I have paid off my home loan it’s the bank who owns my house”. But is it true?

  • It is always the same question that every one of us is asking before signing a home loan with his bank. To gain a more objective overview, let’s analyse them one by one with their respective advantages and disadvantages.

  • The rate remains fixed for a pre-defined period and, at the end of the period, is subject to a revision. The pre-defined period can vary from one bank to another but is generally 3, 5 or 10 years.

How can we help?

Call us

Monday to Friday from 8:15 am to 5:30 pm.

Send us an email

Send your request to our Contact Center.

Visit us

A complete network of ING branches for your convenience.

Make an appointment

Book an appointment in just a few clicks.