Home Loan with a fixed rate
Do you intend to buy a house, an apartment, a plot of land or to build your own home? If so, you need a sound financial partner to finance your project. ING Luxembourg is there to help you to draw up a personal financing plan and to provide the funds you need.
What are the advantages of the “fixed rate”?
When choosing a fixed-rate loan, you opt for certainty. The rate and therefore the amount of your monthly payments will remain unchanged during the entire term of your loan; thus you will never have any unpleasant surprises.
However, this formula does not allow you to make partial early repayments. Only repayment in full is allowed, subject to a repayment penalty.
For additional information or in order to obtain a simulation, do not hesitate to use our on-line simulator or to get in touch with one of our advisers.
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The rate remains fixed for a pre-defined period and, at the end of the period, is subject to a revision. The pre-defined period can vary from one bank to another but is generally 3, 5 or 10 years.