A favourable fixed interest rate

Repaid in fixed monthly instalments

Over a period of six months to five years 

What is a Personal Loan?

Are you looking to purchase a new car, replace your furniture, renovate your house etc., on favourable terms as soon as possible? ING Luxembourg has the solution for you.

The personal loan is:

  • at a favourable fixed interest rate,
  • repaid in fixed monthly instalments
  • over a period of six months to five years for most loans.

A loan adapted to your needs

Apart from the more common personal loans (for the purchase of a car for example), we also offer personal loans that can be used for home improvement, like our Loan for energy efficiency renovations.

These loans can be taken out for a period of six months to ten years.

Do not hesitate to contact one of our experts for more information on these loans.

Other advantages? 

Of course!

  • ING places a range of customised products at your disposal that are tailored to your specific needs and resources.
  • Rapid approval of your loan
  • Tax breaks: provided you are a Luxembourg tax payer, or the equivalent, you can deduct from your taxable income up to €336 per household member in interest on your loan and in premiums on the corresponding Debt Balance Insurance.

In addition, for any loan for energy efficiency renovations, you can also benefit from a preferential rate.

Why take out Debt Balance Insurance? 

ING recommends suscribing to a Debt Balance Insurance in order to avoid any financial complications for your relatives should you have the misfortune to pass away during the life of the credit.

This product is not aligned with the European taxonomy.

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How can we help?

My ING - Your online banking solution

Log in and do your transactions when and where you want.

  • My ING, the online banking solution for individuals
  • My ING Pro, the online banking solution for business


My Team - Your Contact Center

For support on online banking, information on our products and our services or any other question, your Contact Center is available from Monday to Friday, 08.00 am to 06.00 pm.

Contact for the press

My Experts - Your network of branches

A network of branches at your disposal.

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