With My ING, there is no charge for payments and credit transfers to a SEPA country
What is a SEPA Payment?
A SEPA payment is a transfer:
- in EUR;
- in which both the accounts held by the originator and the beneficiary are opened in one of the 28 EU Member States (Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and the United Kingdom) or in Iceland, Liechtenstein, Andorra, Vatican City State, Monaco, Norway or Switzerland.
- giving IBAN (International Bank Account Number);
- with shared costs (also referred to as SHA, standing for ‘shared’).
ING Luxembourg S.A. uses trade names to designate some services linked to a payment account and invites consumers to refer to the glossary provided in the General Terms and Conditions of the Bank and in the Pricing Extract in order to identify the corresponding terms on the standardised list of services.
The queen of cards. There are many different types and they offer many possibilities other than cashless payment, from differed repayment to additional guarantees on purchases.
3D Secure is an internationally recognised security standard for online payments. The service is limited in Luxembourg to credit cards.
If it’s true that when we shop in a store and handover physical cash, the pain of paying finds the act prompts more awareness about spending, and parting with cash may even hurt a bit more than swiping a bank card.
How can we help?
Monday to Friday from 8:15 am to 5:30 pm.
Send your request to our Contact Center.
A complete network of ING branches for your convenience.
Book an appointment in just a few clicks.