Fiscal Products

Are you sure you benefit from all the existing opportunities to reduce your taxes as much as possible? There are many fiscal products on the market. 

Benefit from a tax advantages of up to €1334 (from  18 to 40 inclusive) or €672 (41 and over) per member of the household, plus :

A high-yielding risk-free investment that allows you to build up your savings
gaining access to a loan at a preferential rate when the savings period comes to an end.

Génération Pension” allows you to:

Deduct the money you set aside for your supplementary personal pension from your current tax, provided the statutory criteria are met  Build up a supplementary personal pension

Provided you are a Luxembourg tax payer, or the equivalent, you can deduct from your taxable income up to EUR 672 per household member in interest on your loan and insurance premiums.

An extraordinary increase is provided when you subscribe to a balance insurance remaining due (as part of a housing loan).

If a single premium is paid for the Debt Balance Insurance, the ceiling rises by €6,000 (doubles if you are taxed collectively) plus €1200 for every child in the household.

Are you trying to increase your buying power by reducing your taxes? The Luxembourg tax system allows you to do this via special deductible expenses.

Articles that might interest you

  • Every year, it is the same old story: we have to fill in our tax declaration. For many of you, this annual exercise is like a chore. It is a pity because a tax declaration, correctly optimised, can save you money by reducing your taxes.

  • An automatic savings plan (aka ASP) is a standing bank transfer order that transfers money from your current account to your savings account on a fixed date.

  • You want to improve the return on your savings and make your first steps in the investment world but you don’t know how to do it? Why not trying regular investments? This financial solution is to invest on a regular basis (every month or every quarter) the same amount of money, fixed in advance, in an investment fund. Here are the main advantages.

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