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Term deposits
What is a term deposit?
A safe and guaranteed investment: you know, to the nearest penny, just how much you will have built up by the time your deposit matures.
A term deposit allows you to invest your money:
- for a predetermined period of time;
- at a predetermined fixed rate of interest;
- free of all charges (unless redeemed early).
A term deposit allows you to benefit from the best rates on the money market in return for being obliged to block your money for the term of the deposit.
What term periods can I choose from for my term deposit?
You can choose the term period that best suits your needs. The term periods generally available are:
- 1 month
- 2 months
- 3 months
- 6 months
- Or 12 months
Which currencies are available for my term deposit?
At ING Luxembourg, term deposits are available in nine currencies:
- Euro (EUR)
- Swiss franc (CHF)
- Pounds sterling (GBP)
- Danish krone (DKK)
- US dollar (USD)
- Canadian dollar (CAD)
- Australian dollar (AUD)
- New Zealand dollar (NZD)
- Japanese yen (JPY)
The interest on term deposits is fixed daily, based on the money market trends for the specific currency over the period of time concerned. The rates are also commensurate with the sum deposited. The resulting rate will be fixed for the full term of your deposit. The minimum deposit is 25,000 euros, or the equivalent value, to ensure that you get the most advantageous rate.
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How can we help?
My ING Pro & Multiline - Your online banking
All the tools to hand on your online bank to manage your daily professional banking activities 24/7.
- My ING Pro, the online banking for professionals
- Multiline, a multibanking tool for e-banking
Do you need some help with My ING Pro?
Monday to Friday, 8:30 am - 5:30 pm
- email : myingpro@ing.lu
- phone : +352 44 99 50 00
Do you need some help with Multiline ?
- Monday to Friday, 8:30 am - 5:30 pm
- email : multiline@ing.lu
- phone : +352 44 99 39 20
My Team - Your Contact Center
You are looking for help with the administrative management of your company? The Contact Center company team is here for you on workdays from 8 am to 6 pm.
- standard email : company@ing.lu
- email by type of activity
- by phone: +352 44 99 1
My Experts - Your Business Center
Our Business Bankers can be reached by mail or by telephone. In order to well prepare your meeting we ask you to make an appointment by contacting the team of the region you prefer:
- Nord region:
- email: entreprises.nord@ing.lu
- phone: +352 4499 2400
- Center region:
- email: entreprises.centre@ing.lu
- Phone: +352 4499 2360
- South region:
- email: entreprises.sud@ing.lu
- phone: +352 4499 2700