A favourable fixed interest rate

Repaid in fixed monthly instalments

Over a period of 6 months to 5 years 

What is a Personal Loan?

Are you looking to purchase a new car, replace your furniture, renovate your house etc., on favourable terms as soon as possible? ING Luxembourg has the solution for you.

The personal loan is:

  • at a favourable fixed interest rate,
  • repaid in fixed monthly instalments
  • over a period of 6 months to 5 years for most loans.
A loan adapted to your needs

Apart from the more common personal loans (for the purchase of a car for example), we also offer personal loans that can be used for home improvement, like our loan for green renovations

These loans can be taken out for a period of 6 months to 10 years. Do not hesitate to contact one of our branches for more information on these loans.

Other advantages? 

Of course!

  • ING places a range of customised products at your disposal that are tailored to your specific needs and resources.
  • Rapid approval of your loan
  • Tax breaks: provided you are a Luxembourg tax payer, or the equivalent, you can deduct from your taxable income up to EUR 336 per household member in interest on your loan and in premiums on the corresponding Debt Balance Insurance.

Why take out Debt Balance Insurance? 

« We recommend the Debt Balance Insurance in order to avoid any financial complications for your relatives should you have the misfortune to pass away during the life of the credit.

ECO loans

You can also take advantage of a preferential interest rate on a “green” loan (to purchase a “clean” car, the install a “green roof”, etc.).

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How can we help?

My ING - Your online banking solution

Log in and do your transactions when and where you want.

  • My ING, the online banking solution for individuals
  • My ING Pro, the online banking solution for business


My Team - Your Contact Center

For support on online banking, information on our products and our services or any other question, your Contact Center is available from Monday to Friday, 08.00 am to 06.00 pm.

Contact for the press

My Experts - Your network of branches

A network of 14 branches at your disposal.

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