Fiscal Products

Are you sure you benefit from all the existing opportunities to reduce your taxes as much as possible? There are many fiscal products on the market. 

Home savings scheme Make your money work for you so that you can save for a home while taking advantage of a tax break!

Benefit from a tax advantages of up to €1334 (from  18 to 40 inclusive) or €672 (41 and over) per member of the household, plus :

A high-yielding risk-free investment that allows you to build up your savings

gaining access to a loan at a preferential rate when the savings period comes to an end.

Pension Plan: Génération Pension Universal Life Are you afraid of losing your spending power when you take your retirement? You would therefore like to put money aside and grow your savings without having to make cutbacks or worrying about managing this capital.

Génération Pension” allows you to:

Deduct the money you set aside for your supplementary personal pension from your current tax, provided the statutory criteria are met 

Build up a supplementary personal pension

Debtor interest and insurance premiums With the ING Car Loan, financing a new or second-hand vehicle is quick, easy and offers you many benefits. You can calculate your monthly repayments and apply online. It is as easy as that!

Provided you are a Luxembourg tax payer, or the equivalent, you can deduct from your taxable income up to EUR 672 per household member in interest on your loan and insurance premiums.

An extraordinary increase is provided when you subscribe to a balance insurance remaining due (as part of a housing loan).

If a single premium is paid for the Debt Balance Insurance, the ceiling rises by €6,000 (doubles if you are taxed collectively)

plus €1200 for every child in the household.

Are you trying to increase your buying power by reducing your taxes? The Luxembourg tax system allows you to do this via special deductible expenses.

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