Predetermined period of time

Predetermined fixed rate of interest

Free of charges

What is a Medium-to-Long-Term Deposit?

A safe and guaranteed investment: you know, to the nearest penny, just how much you will receive annually or how much you will have built up by the time your deposit matures! 

A Medium-to-Long-Term Deposit allows you to invest your money:

  • for a predetermined period of time;
  • at a predetermined fixed rate of interest;
  • free of all charges (unless redeemed early).

Your interest is paid annually or capitalised: it is for you to decide!

A Medium-to-Long-Term Deposit allows you to benefit from the best rates on the money market in return for being obliged to block your money for the term of the deposit.

What term periods can I choose?

You can choose the term period that best suits your needs. The term periods generally available range from 1 to 10 years.

Which currencies are available?

At ING Luxembourg, term deposits are available in eight currencies:

  • Euro (EUR)
  • Swiss franc (CHF)
  • Pounds sterling (GBP)
  • Danish krone (DKK)
  • US dollar (USD)
  • Canadian dollar (CAD)
  • Australian dollar (AUD)
  • New Zealand dollar (NZD)

The interest on Medium-to-Long-Term Deposits is fixed daily, based on the money market trends for the specific currency over the period of time concerned. The resulting rate will be fixed for the full term of your deposit. The minimum deposit is 5,000 euros, or the equivalent value, to ensure that you get the best rate.

For today’s interest rates on Medium-to-Long-Term Deposits, contact your local branch.


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