Favourable interest rate

Saving energy and money

Make an appointment with one of our experts and benefit from our personalised advice

What is the Loan for energy efficiency renovations? 

It is a home loan with a favorable rate of interest that can only be used for funding the following:

  • replacement and maintenance of old boilers; 
  • installation of a solar-powered hot water system; 
  • fitting of photovoltaic panels to convert solar energy to electricity; 
  • installation of other equipment designed to produce geothermal energy; 
  • fitting double glazing; 
  • roof, ground and wall insulation;  
  • installation of thermostatic valves or a timer-based room thermostat; 
  • arranging an energy audit of your home. 


  • Favourable interest rate: you qualify for a smaller interest rate than that on a standard home loan;
  • Economical: saving energy means saving money, and you pay no handling charge either;
  • Quick: you obtain your loan quickly, so you can start your improvements directly without drawing on your savings;
  • Environmentally friendly: you reduce your ecological footprint;
  • Tax: if you are a Luxembourg taxpayer or the equivalent, you can deduct the debit interest, up to an amount of €336 for each member of your household for tax purposes, as well as the debt balance insurance premiums associated with this loan, from your taxable income. 

According to the amount or nature of your project, your advisor will offer you an home loan or a personal loan.

Further Details

A comprehensive list of the subsidised investments is available on www.myenergy.lu, together with a host of energy-saving tips. 

New: video appointment 

Do you want to receive personalised advice but don't have time to visit us? It is now possible to make a video appointment with one of our experts!

This product is not aligned with the European taxonomy.

Articles that might interest you

How can we help?

My ING - Your online banking solution

Log in and do your transactions when and where you want.

  • My ING, the online banking solution for individuals
  • My ING Pro, the online banking solution for business


My Team - Your Contact Center

For support on online banking, information on our products and our services or any other question, your Contact Center is available from Monday to Friday, 08.00 am to 06.00 pm.

Contact for the press

My Experts - Your network of branches

Our advisors are at your disposal to help you.

We use cookies to enhance your experience. Basic cookies are essential for the proper working of this website. For example, they save your language preferences. They also help us gather anonymous information about the use of our site. More information in our Cookie Policy

I don't agree I agree