An unexpected expense? An impulse to finance? The Standby Credit Facility gives you access to additional funds at any time.
By adding a standby credit facility to your current account, you have a permanent credit facility making it easier to meet your needs at any time.
All you have to do is fund your Visa account ("top up your Visa card") via a simple account-to-account transfer.
Your new spending ceiling is then available immediately.
E.g.: you need to book a vacation for you and your family for an amount of 5000 euros but your credit line does not cover this need. Simply transfer the necessary amount to your Visa account to complete your transaction.
You can easily make this operation anytime anywhere through My ING app available on your smartphone, tablet, computer...