Disclaimer

The information on this website has been prepared with due care. However, ING does not guarantee that the information is accurate or complete or up to date.

Using this website does not, by itself, create any contract or advisory relationship between you and ING.

The internet involves risks. These include interruptions, unauthorised access, loss of data and malicious software. You are responsible for taking appropriate security measures to protect your systems and data. This includes keeping your hardware and software up to date. You are responsible for using appropriate, secure and up-to-date means to access this website.

This website may be accessed from different countries. You are responsible for complying with the laws and regulations that apply in your country of residence or use. 

ING does not guarantee that the content of this website is appropriate or available in all countries. ING may restrict access to the website where necessary.

ING may change the content of this website at any time without prior notice.

The information about products and services on this website is provided for general information only. It is not a full description of those products or services. 

Each product or service is governed by the applicable contractual documentation. The documentation prevails over the content of this website. 

Products and services may be subject to restrictions. These restrictions may depend on your country, investor profile, applicable laws or regulations or ING’s offering. 

The information on this website is not legal, tax, regulatory or investment advice. It is also not a recommendation or an offer to enter into any transaction. You should not rely on it as such. The information is general. It does not take into account your specific objectives, financial situation or personal needs.

Products and services involve risks. These risks may include the partial or total loss of invested capital. The value of investments may go up or down over time. It may also be affected by market conditions and exchange rates. Some products or markets may be less liquid or more volatile. This may affect pricing or execution. Your exposure to these risks will vary depending on the products and services you use. Products and services may therefore not be suitable or appropriate for all users. To help assess whether certain products and services are suitable or appropriate for you, we establish an investor profile based on factors such as your investment objectives, risk tolerance, ability to bear losses, financial situation, investment knowledge and experience, and sustainability preferences.

Before entering into any transaction, you should carefully read the relevant contractual and pre-contractual documentation. You remain responsible for assessing whether the information is relevant to your own situation. Where appropriate, you should seek professional advice.

Tariffs and prices on this website are provided for general information only. They may change at any time. They do not, by themselves, create any contractual commitment. The applicable tariffs, fees and charges are those set out in the relevant contractual and pre-contractual documentation. That documentation prevails.

Any reference to past performance must not be understood as a guarantee of future performance.

This section applies to all references to products and services on this website unless stated otherwise. 

This website may contain information provided by third parties. It may also contain links to external websites. ING does not control this information or these websites. ING is not responsible for the content, availability or accuracy. ING is also not responsible for any products or services offered through them. ING gives no guarantee in this respect and accepts no liability accordingly. Third-party content may be protected by copyright, trademark rights and/or other intellectual property rights belonging to those third parties.

All information on this website is owned by ING or licensed to ING. This includes, among other things, texts, photos, illustrations, graphics, trade names, logos, trademarks and service marks. The content is protected by database rights, copyright, trademark rights and/or other intellectual property rights.

Accessing this website does not transfer any intellectual property rights to you. 

You may use the content of this website only for non-commercial and private purposes.

You may not copy, share, distribute, or use the content of this website for commercial purposes without ING’s prior express written permission.

If ING has provided social sharing buttons for content on this website, you may share that content for non-commercial and personal purposes.

To the fullest extent permitted by applicable law, ING is not liable for any loss or damage arising from the use of this website, or reliance on its content. This does not apply in the case of fraud, intentional misconduct or gross negligence by ING.

ING does not guarantee that this website will operate without interruption or errors.

ING tries to keep the information on this website accurate. However, ING cannot guarantee that the information is always accurate, complete or current.  ING is not liable for any loss or damage resulting from the use of this website or reliance on its content.

Access to secure or transactional areas of this website, including online banking services, is subject to separate contractual terms and conditions agreed between you and ING. If there is any inconsistency between those specific terms and this disclaimer, the specific terms and conditions shall prevail.

This website and this disclaimer are governed by the laws of the Grand Duchy of Luxembourg, excluding the conflict of laws rules.

If you have a question, issue or complaint, you are invited to contact ING. Further information.

Any processing of personal data in connection with the use of this website is carried out in accordance with applicable data protection laws and ING’s general terms and conditions, Privacy Statement and Cookie Policy. 

You have rights in relation to personal data. These may include the right of access, rectification and erasure. Where applicable, you may also have the right to restrict or object to processing, and the right to data portability, in accordance with applicable data protection laws. You also have the right to lodge a complaint with the Luxembourg Data Protection Authority (the Commission Nationale pour la Protection des Données - CNPD), located at L-4370 Belvaux, 15, Boulevard du Jazz (https://cnpd.public.lu). Further information on these rights and how to exercise them is available in the Privacy Statement.