ING Aria ING Impact Fund

Marketing communication

About this Fund

A sub-fund of ING Aria, a Luxembourg-based open ended investment company (SICAV) without maturity date subject to European regulations and managed by ING Solutions Investment Management S.A., management company under Luxembourg Law.

Objectives*

► Investment Objective:

The Sub-Fund aims to support the United Nations Sustainable Development objectives (SDGs) which promote prosperity while protecting the planet. The Sub-Fund invests in a wide range of assets, such as equities from all sectors, bonds / money market instruments, as well as cash and similar assets. The investments can be made either directly or through investment funds (UCITS or UCIs).

► Investment Policy:

The Sub-Fund usually invests 50% in equities and 50% in bonds and cash (equivalents). This allocation can change depending on the market evolutions. The Sub-Fund can invest in any country or sector and its currency exposure is managed flexibly.

► ESG considerations:

The Sub-Fund has a sustainable investment objective and aims to invest in activities that contribute to environmental or social goals. It is classified as an Article 9 fund under the Sustainable Finance Disclosure Regulation (SFDR). More information in the Prospectus or at https://www.ing-isim.lu/ESG.

► Benchmark:

The Sub-Fund is actively managed and does not follow a benchmark index.

► Trading and cut-off time:

You can submit your subscription, redemption and, if applicable, conversion orders on any business day, according to the conditions in the Fund’s Prospectus.

► Distribution policy:

Capitalisation shares: Income from the Sub-Fund is reinvested to grow your investment.

Distribution shares: Income from the Sub-Fund is paid out to you as a dividend.

► Currency:

Euro (EUR).

► Additional information:

Depositary: CACEIS Bank, Luxembourg Branch.

The latest versions of the Prospectus and (semi-)annual report for the entire Fund are available for free in English from the Management Company, ING Solutions Investment Management S.A., located at 26, Place de la Gare, L-1616 Luxembourg or at: https://www.ing-isim.lu. The net asset value is available upon request from the Management Company. Investors may switch their shares from one class to another within the same or different Sub-Fund, following the conditions of the Fund's Prospectus.

► Intended retail investor:

This product is suitable for investors who (i) have basic knowledge and limited or no financial industry experience, (ii) accept the risk of losing their full investment and (iii) have an investment horizon in line with the recommended holding period specified in this document. It can be used as main investment or part of a diversified portfolio.

*This is the content mentioned in the Key Information Document (KID). The capital and/or returns is/are not protected or guaranteed. The Prospectus and the KID must be read before making an investment decision. The promoted investment concerns the acquisition of units or shares in a fund, not in an underlying asset.

Portfolio*

Composition
Asset allocation

Top positions in the sub-fund**

*Data as of 30/06/2026 (updated on a quarterly basis).

Source: ING Solutions Investment Management S.A.

Performances*

Evolution of the Net Asset Value (NAV)
Performances net of all costs

The last 5 years**

**For recent products, available NAV may be less than 5 years.

** Year to Date, net performance since 1st January.

*** The share class was launched in 05/2024.

**** Not sufficient information available to provide the investor with useful indications regarding performance.

*Data as of 30/06/2026 (updated on a quarterly basis).

Past performance does not predict future returns.

For distribution share class, the return shown reflect the assumption that dividends have been reinvested.

Source: ING Solutions Investment Management S.A.

Dividends

Only for distributive share class ("Dis")

Dividend calendar*

Frequency: 1x/year

2025: 1.95

2024: 1.22

2023: -

2022: -

2021: -

*Gross amounts in EUR. The distribution represents the sum of distributed income over the last 12 months.

Costs

One-off costs upon entry or exit

Entry costs: Maximum 3.00%
Exit costs: none

The percentage shown is the maximum amount that can be paid out of your investment. Your financial advisor or distributor can inform you of the associated entry and exit costs.

Ongoing costs taken each year

Management fees and other administrative or operating costs: 1.65% of the value of your investment per year.

This is an estimate based on actual costs over the last year.

Transaction costs: 0.10% of the value of your investment per year.

This is an estimate of the costs incurred when we buy and sell the underlying investments for the product. The actual amount will vary depending on how much we buy and sell.

For more information with regards to the ongoing costs, please consult the KID available under the section "Documents".

Incidental costs taken under specific conditions

Performance fees: none

In order to limit the liquidity risk and protect all existing investors against the costs incurred by subscriptions and redemptions, the Fund has adopted, for all of its sub-funds, a protection mechanism called “Swing Pricing”. Swing Pricing aims to counter the negative impact (on the NAV) caused by inflows and outflows by automatically adjusting the NAV upward or downward using a predetermined percentage (the «Swing Factor») in the cases where these net inflows or outflows exceed the predefined levels (the “threshold(s)”).

For more information with regards to the costs, please consult the prospectus and/or the KID available under the section "Documents".

Your advantages

Investing in a sustainable future with the ING Impact Fund*

This diversified Fund invests in companies and states that actively contribute to the United Nations’ Sustainable Development Goals (SDGs). Thanks to a hit allocation between equities and bonds, the Fund aims for regular performance while mitigating risks.

Contributing to the realisation of the United Nation SDGs*

The United Nations has set 17 sustainable development goals covering three domains of action : People, Planet and Prosperity. The ING Impact Fund is contributing to these themes by investing in companies with revenues derived from sustainable activities.

Active and responsible management

The investment manager closely monitors the performance of the companies in the portfolios. The bottom-up approach is based on an in-depth analysis of each company. The aim is to invest over the long term (5 years on average) in companies with a proven track record in terms of sustainability.

*The decision to invest in the promoted Fund should take into account all the characteristics or objectives of the promoted Fund as described in its Prospectus.

Risks

Risk Indicator

The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows how likely it is that the product will lose money because of movements in the markets or because we are not able to pay you.

We have classified this product as 3 out of 7, which is a medium-low risk class. This rates the potential losses from future performance at a medium-low level, and poor market conditions are unlikely to impact the capacity to pay you.

This product does not include any protection from future market performance so you could lose some or all of your investment.

... in addition to the risks taken into account in the above risk indicator, the following must be taken into account...

Credit risk

There is a risk that the issuer may default. The likelihood of this happening will depend on the credit-worthiness of the issuer.

Currency risk

Changes in exchange rates may cause the value of your investment to decrease or increase.

ESG risk

An environmental, social or governance (ESG) event or situation that, if it occurs, could have a material adverse effect, actual or potential, on the value of one or more investments held by the Fund.

Liquidity risk

Liquidity risk exists when particular investments are difficult to purchase or sell. Consequently, the Fund may be unable to transact at advantageous times or prices and this can reduce expected returns.

Please read the Fund's Prospectus for a complete list of risks that could affect the value of the Sub-Fund.

Ce contenu a été préparé par ING Solutions Investment Management (ISIM), la société de gestion du Fonds. Il contient des informations, y compris, mais sans s'y limiter, des déclarations et des statistiques qui ont été obtenues par ISIM et qui sont la propriété d'ISIM. ING n'est pas responsable de l'exactitude, de l'exhaustivité et de la mise à jour de ce contenu.

Informations pratiques

Informations complémentaires : ING Aria est une société d'investissement à capital variable (SICAV) de droit luxembourgeois qui remplit les conditions de la Directive 2009/65/CE et gérée conformément à cette même Directive par la société de gestion, ING Solutions Investment Management S.A.. La société de gestion peut décider de mettre fin à la commercialisation de ses organismes de placement collectif conformément au règlement CBDF. Les informations suivantes sont disponibles gratuitement sur le site ing-isim.lu, section "Nos fonds" : le prospectus (en anglais), le document d’informations clés (KID) (dans la ou les langues officielles de votre pays), les rapports annuels et les rapports semestriels (en anglais). Des exemplaires sur papier peuvent être obtenus gratuitement auprès des établissements qui fournissent le service financier. Le prospectus et le KID doivent être lus avant de prendre une décision d’investissement. La valeur nette d’inventaire est disponible sur simple demande auprès de la Société de gestion. Elle est également disponible auprès des établissements qui fournissent le service financier. Des informations sur les paiements, les participants, les rachats ou les remboursements de parts, et des informations sur le Fonds sont disponibles au public auprès des bureaux des établissements qui fournissent les services financiers.

Politique de rémunération : La version actualisée en anglais de la politique de rémunération d’ING Solutions Investment Management S.A. est jointe au prospectus et peut être consultée sur le site ing-isim.lu/policies.

Fiscalité : Selon votre régime fiscal, les plus-values et revenus éventuels liés à la détention de parts du compartiment peuvent être soumis à taxation. Nous vous conseillons de vous renseigner à ce sujet auprès de votre conseiller financier.

Informations légales : ING Solutions Investment Management S.A. peut uniquement être tenu responsable des déclarations contenues dans la présente communication qui seraient trompeuses, inexactes ou en contradiction avec les parties correspondantes du prospectus du Fonds. Toutes les informations fondamentales à la compréhension par l’investisseur des éléments de l’investissement sont incluses dans le présent document. Cette communication est spécifique au produit mentionné au début de ce document. Les passifs et les actifs de chaque compartiment sont séparés. Le rapport annuel (semestriel) est préparé par le Fonds pour l’ensemble des compartiments. Le résumé des droits des investisseurs est disponible en anglais, français, néerlandais et allemand à l’adresse suivante : ing-isim.lu/policies.

Réclamations : Si vous souhaitez formuler une réclamation, votre intermédiaire financier est le premier point de contact. Vous pouvez également la transmettre par écrit à ING Solutions Investment Management S.A., 26 Place de la Gare, L-1616 Luxembourg ou par courrier électronique à compliance.isim@ing.com.