The example above shows clearly that going to university demands a considerable effort from an investor’s point of view, which is only worth doing in certain cases. It is important to monetize as soon as possible the knowledge and skills acquired, be it through third-party or self-employment.
An alternative to “better suffer” the financial effort is to work while studying. The job will probably be hard and pay little, but the idea is to acquire as much first-hand experience as possible.
The question of which university to attend is important as tuitions differ greatly and depending on the school or college we’ll not only “buy” the education but also access to its network of business relationships and their job exchange. It is not uncommon that by paying more for your studies you will access employment that will pay more also, which in turn renders your initial investment more profitable.
Maybe we should all change our mindset and, the same way we go to our bank with a project in mind and discuss the expected profit and loss of our business idea, and the ups and downs of buying our dream house, once children are nearing the end of high school they would sit down with their parents and discuss their life project: what they have decided and why, how much money they need and how they expect to earn it back. Then we would have profitable investments.