About My Money

My Money is an ING Luxembourg creation. Through this blog we will provide regular and practical information related to money, banking and finances in general. Our aim is to make economic and financial information more accessible to non specialists, and so contribute to the financial education of the general public. We want to help people make informed decisions when it comes to financial matters.

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  • The queen of cards. There are many different types and they offer many possibilities other than cashless payment, from differed repayment to additional guarantees on purchases.

  • Currency floating exchange rates change constantly based on a multitude of factors. Like equities in the stock market, floating rates are determined by the forces of supply and demand in the foreign exchange market (Forex).

  • Often you hear people say: “Anyway, until I have paid off my home loan it’s the bank who owns my house”. But is it true?

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  • Often you hear people say: “Anyway, until I have paid off my home loan it’s the bank who owns my house”. But is it true?

  • It is always the same question that every one of us is asking before signing a home loan with his bank. To gain a more objective overview, let’s analyse them one by one with their respective advantages and disadvantages.

  • The rate remains fixed for a pre-defined period and, at the end of the period, is subject to a revision. The pre-defined period can vary from one bank to another but is generally 3, 5 or 10 years.

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