First steps in investment

Investment? ING answers your questions!

Invest or save?

You should actually invest AND save. Putting money aside to have a safety cushion to cover the unexpected is essential. For the short term, saving is generally a better solution. For your longer-term plans, the return on investment is more attractive than on traditional savings.

Invest or become a proprietor?

Financial investment and real estate investment are both long-term strategies. But how do you choose between the two? We’ll explain the differences.

What are the main types of Investments?

Equities, bonds, funds, financial markets, investor profile, return, risk… It’s hard to take the plunge when you’re overwhelmed by all these terms… It’s often the first thing that stops us: “I don’t know anything about it”. Here are some explanations of simple words that seem complicated.

Myths hunter: preconceived ideas about investment

Luxembourg households invest less than other Europeans because they have false beliefs about savings and investment. Discover in this short video the most common beliefs.

Is there a right time to invest?

Waiting for “the right moment” can waste a lot of time, and when it comes to investing, time is money. The sooner you start, the better!

Investing, what are the risks?

By definition, a notion of risk is inherent to investing, which is more or less significant depending on your profile, your situation and your objectives. How are risks assessed and controlled?

Is there a minimum investment amount?

You don’t need a fortune to invest. Small, regular amounts are enough. If you’re unsure, start out by investing just a little and see how you feel.

How long should I invest?

Investing is a long-term process. In these complicated times, here are a few tips to help you manage your savings or investment portfolio over the long term.


Everything you wanted to know but were too afraid to ask!

Articles that might interest you

  • Every company wants to be green, ethical, responsible, socially conscious etc. Is this possible? And does Sustainable and Responsible Investment really make a difference?

  • If you have followed the previous posts you are an advanced saver by now! If you have managed to set aside some spare savings that you will not need in the short term you should continue to read this article…

  • A share is a unit of ownership delivered by a capital company. In most cases, it is a commercial company with a limited liability. Holding one of several shares – in other words, being a shareholder – means that you own a part of the company’s capital but you are not held personally liable for the company’s debts.