Transfer money from one person to another in Luxembourg, Belgium and the Netherlands

Pay online and in apps

Pay in restaurants and stores

Receive or request money

Pay personal bills

Simple, quick and convenient


What is ING Payconiq?

With ING Payconiq, you can use your smartphone to transfer money directly from your current account, whether it’s to pay for your groceries at your local shop, your online shopping spree, or a bus ticket. You can even send money to your friend or pay your bills with the push of a few buttons.

  • Send money simply with the mobile phone number to your recipients: the money transfer is completed by bank remittance from your account to the recipient’s account.
  • In order to pay at a merchant or at a participating establishment, just scan the Payconiq QR Code on the bill and validate: paying couldn’t be easier!
  • Scan the Digicash by Payconiq QR Code to pay your bills in 6 seconds flat: you no longer need to enter the reference, amount or recipient of the bill.
  • For e-commerce sites, simply scan the Payconiq QR Code to pay; in apps, choose ING Payconiq as a payment method: simplicity and security guaranteed!
  • If you have a Visa credit card from ING Luxembourg, you’ll benefit from the same insurance cover associated with your Visa card every time you use ING Payconiq.
  • When it comes to protecting your bank details, ING Payconiq adheres to the highest industry standards. You’ll further benefit from a securitised connection linking the app to your account via your LuxTrust mean of connection. 
  • All you have to do is download the free ING Payconiq app from the App Store or Google Play and use your LuxTrust mean of connection to set up a connection with your current account.

Download the ING Payconiq app

Download the ING Payconiq app from the App Store or Google Play and install it by using your LuxTrust mean of connection (Token or LuxtrustMobile app)

ING Luxembourg S.A. uses trade names to designate some services linked to a payment account and invites consumers to refer to the glossary provided in the General Terms and Conditions of the Bank and in the Pricing Extract in order to identify the corresponding terms on the standardised list of services.

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