ING Private Banking, in partnership with WEALINS, offers a comprehensive range of life insurance solutions that may support your financial planning needs. 

As a forward-thinking provider, WEALINS takes a modern approach to life insurance. Beyond helping safeguard and pass on wealth to future generations, life insurance may also support your financial potential today — with solutions that can evolve alongside your ambitions.

By working with ING Private Banking:

  • You benefit from our agent status, which allows us to provide you with insurance advice.
  • You profit from the guidance of Private Bankers and Wealth Planning experts  to structure your life insurance contract (choice of beneficiary, implementation structure, etc.) and integrate it into your overall financial and wealth strategy.
  • You gain access to a broad range of financial instruments tailored to your risk profile and return objectives, allowing you to protect your loved ones and their financial wellbeing while aiming to grow your wealth.
  • You take advantage of a solid  international financial institution with strong roots in Europe and an extensive knowledge of the French market. 

Why choose Luxembourg life insurance as a French resident?

If you live in France and are looking for advanced wealth planning solutions, Luxembourg life insurance offers several strong advantages:

  • Tax neutrality for greater flexibility: Luxembourg life insurance complies with the tax regulations of the policyholder’s country of residence. For French residents, this means the policy is governed by French tax rules, which can offer potential advantages in estate planning and succession. It is an effective investment tool without immediate tax consequences, provided there is no surrender, maturity, or death benefit payment.
  • Seamless cross-border portability: your Luxembourg life insurance policy follows you wherever your goals and ambitions take you. It is designed to accompany you throughout your international journey. 
  • Unique asset protection: Luxembourg law includes a unique system called the “triangle of security”. It guarantees strong protection of your invested assets. This legal framework is one of the strongest in Europe. “Triangle of security” means that if any party involved in your policy fails, your assets are still fully protected—without limit on amount.

Disclaimer: This communication is marketing material and not a personal recommendation. Investments made through unit‑linked life insurance involve risk (market, credit, and liquidity risks). The insurance policy value can fluctuate and no capital or return is guaranteed. The suitability of these products will be assessed based on your knowledge & experience, personal financial situation and your investment objectives. You will receive the PRIIPs KID (risks, costs, performance scenarios) before any decision.  

To learn more, contact our licensed life-insurance agents  

Want to find out more about Private Banking?

Send us an email: private.banking.lu@ing.com

Call us: 00352 44 99 94 15

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