How to Optimize Your Taxes with Tax-Deductible Products
Your taxable income includes your salary, pensions, capital income, and more.
To optimize your tax declaration, there are tax-deductible solutions that allow you to:
- Save for your future
- Reduce your taxable income
Example 1: Jeff (Single, 35 years old)
- Annual taxable income: €80,000
- Jeff subscribes to a Housing Savings Plan and Pension Insurance
- He contributes up to the maximum deductible limits
Without tax products: He would pay €22,262 in taxes.
With tax products: He pays €20,364 — a saving of €1,898
Example 2: Jeff (38) and Lisa (33), Married
- Combined annual taxable income: €215,000
- They own property and file a joint tax declaration
- In addition to their tax-deductible products, they can now deduct mortgage interest
Without tax products: They would pay €67,637 in taxes.
With tax products and mortgage interest: They pay €62,245 — a saving of €5,392
Example 3: Jeff (40), Lisa (35), and their daughter Sophie
- Sophie is now part of the household
- Jeff and Lisa open a third Housing Savings Plan in Sophie’s name
Without tax products: They would pay €67,637 in taxes.
With all tax-deductible products and mortgage interest: They pay €61,667 — a saving of €5,970
Want to optimize your taxes too?
Use tax-advantaged products to save more.