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Management of your assets
Your Personal Banker's aim is to advise you to the best of his/her abilities and propose the solutions that are most appropriate for your situation.
Whether you wish to constitute savings, yield a profit on your current assets or simply prepare for the future, your Personal Banker is at your disposal to provide you with a professional and customised service.
Your objectives in matters of savings
- How should you structure your savings?
- Which method should you choose for your personal savings or those of your children and/or grandchildren?
Whatever your questions concerning our savings solutions, your Personal Banker will support you in making the best choices in the short, medium or long term.
Your objectives in matters of investment
- At the end of what period must your money again be available?
- Must your portfolio help you to implement a particular project?
- What risks are you ready to take in relation to the expected yield?
This information is crucial. Whether you have a "dynamic" investor profile, meaning that you are ready to take risks to reach a potentially high yield, or whether you are planning less risky investments with a more modest return on investment, your Personal Banker will develop an approach, with you, which corresponds to your situation and your expectations.
Your investment profile
Together with your Personal Banker, you will define your investor profile.
Several important criteria are taken into account:
Analysis of your portfolio
Since our aim is to get an in-depth understanding of your financial profile, we offer to carry out a free analysis of your portfolio, including assets held at another bank.
Access to a broad range of financial instruments
Thanks to our open architecture, we are able to invest in both ING funds and funds from other financial professionals. A team of analysts is responsible for selecting funds according to an objective and rigorous process, based on a multi-criteria, quantitative and qualitative analysis.
Depending on your preferences, two solutions are available to you:
Advisory management
When you opt for a "Financial Advisory Account", you receive concrete proposals that will enable you to build a balanced portfolio with diversification within each asset class – the investment decision always remains with you.
Discretionary management
By opting for our discretionary management, you delegate the management of your assets to our teams of specialists. To manage your wealth as well as possible, our management team regularly reviews the choice of securities in your portfolio. At any time, you can enquire about the performance and evolution of your portfolio as well as any transactions that have been carried out.
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Incentives and assistance to boost Luxembourg entrepreneurs
The government is increasingly keen to attract entrepreneurs to Luxembourg as well as to nurture entrepreneurial ambitions among the country’s residents - and is providing financial incentives and other forms of assistance to encourage them.
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Five good reasons to start regular investing
You want to improve the return on your savings and make your first steps in the investment world but you don’t know how to do it? Why not trying regular investments? This financial solution is to invest on a regular basis (every month or every quarter) the same amount of money, fixed in advance, in an investment fund. Here are the main advantages.
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5 questions you need to ask before investing
Investing is a good way to supplement your savings and attempt to make it grow, provided you’re well prepared for it. Here are the five fundamental questions you need to answer beforehand.
How can we help?
My ING - Your online banking solution
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- My ING, the online banking solution for individuals
- My ING Pro, the online banking solution for business
My Team - Your Contact Center
For support on online banking, information on our products and our services or any other question, your Contact Center is available from Monday to Friday, 08.30 am to 06.00 pm.
My Experts - Your network of branches
Our advisors are at your disposal to help you.