Your Personal Banker's aim is to advise you to the best of his/her abilities and propose the solutions that are most appropriate for your situation.

Whether you wish to constitute savings, yield a profit on your current assets or simply prepare for the future, your Personal Banker is at your disposal to provide you with a professional and customised service.

Your objectives in matters of savings

  • How should you structure your savings?
  • Which method should you choose for your personal savings or those of your children and/or grandchildren?

Whatever your questions concerning our savings solutions, your Personal Banker will support you in making the best choices in the short, medium or long term.

Your objectives in matters of investment

  • At the end of what period must your money again be available?
  • Must your portfolio help you to implement a particular project?
  • What risks are you ready to take in relation to the expected yield?

This information is crucial. Whether you have a "dynamic" investor profile, meaning that you are ready to take risks to reach a potentially high yield, or whether you are planning less risky investments with a more modest return on investment, your Personal Banker will develop an approach, with you, which corresponds to your situation and your expectations.

Your investment profile

Together with your Personal Banker, you will define your investor profile.

Several important criteria are taken into account:

your knowledge of financial products and your experience in the matter;

your financial, family and professional situation;

your investment timeframe;

the degree of risk that you are ready to take;


Analysis of your portfolio

Since our aim is to get an in-depth understanding of your financial profile, we offer to carry out a free analysis of your portfolio, including assets held at another bank.

Access to a broad range of financial instruments

Thanks to our open architecture, we are able to invest in both ING funds and funds from other financial professionals. A team of analysts is responsible for selecting funds according to an objective and rigorous process, based on a multi-criteria, quantitative and qualitative analysis.

Depending on your preferences, two solutions are available to you:

Advisory management

When you opt for a "Financial Advisory Account", you receive concrete proposals that will enable you to build a balanced portfolio with diversification within each asset class – the investment decision always remains with you.

Discretionary management

By opting for our discretionary management, you delegate the management of your assets to our teams of specialists. To manage your wealth as well as possible, our management team regularly reviews the choice of securities in your portfolio. At any time, you can enquire about the performance and evolution of your portfolio as well as any transactions that have been carried out.

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