Structured products

A structured product is an investment solution whose return depends on one or more underlying assets, while offering - depending on the product terms - a level of capital protection. 

Structured products allow you to combine several elements (shares, indices, rates, conditional protection, etc.) to create an investment solution that is tailored to your objectives and your view of the markets.

Structured products may enable you to:

• Invest in stocks with capital protection: depending on the terms of the product, you may benefit from partial or total capital protection at maturity, while potentially participating in the performance of one or more stock market indices.
• Seek positive performance even when markets are down: some products are designed to deliver a positive return as long as markets do not fall below a predefined threshold.
• Adapt your strategy to your convictions: you can select products based on your outlook: bullish, stable, or slightly bearish markets, while adjusting your desired level of protection.

Structured products may complement a diversified portfolio by allowing you to:

• Access strategies not available through traditional investments
• Benefit from a risk/return profile tailored to your objectives
• Introduce diversification into your allocation
• Choose exposure consistent with your market conviction

All investments involve a range of different types of risk such as the risk of loss of capital, market risk, interest rate risk, credit risk and liquidity risk. Your level of exposure to these various risks is determined and communicated to you when you define your investor profile. Before making any investment decision, we recommend that you discuss it with your Private Banker and carefully review the relevant prospectus and, where applicable, the key information document.