This technology aims to cut the fraudulent use of credit cards on the internet. It allows the identity of credit card users to be verified when transactions are made on sites carrying the Verified by Visa or Visa SECURE logos.
From 4 July 2016, a one-time use password valid for the current purchase transaction only will permanently replace the use of your personal password. This additional control measure will ensure that it is indeed you, the legitimate cardholder, who is instructing payment. The one-time password will be sent to you either on your LuxTrust connection means or by SMS to your mobile telephone, whichever you prefer.
Activate now for your future transactions
Activate the new 3D Secure service now for each of your credit cards either:
- instantaneously in the “My security” section of My ING; or
- via www.3DSecure.lu (a few days’ delay is to be expected).
ING Luxembourg S.A. uses trade names to designate some services linked to a payment account and invites consumers to refer to the glossary provided in the General Terms and Conditions of the Bank and in the Pricing Extract in order to identify the corresponding terms on the standardised list of services.
The queen of cards. There are many different types and they offer many possibilities other than cashless payment, from differed repayment to additional guarantees on purchases.
3D Secure is an internationally recognised security standard for online payments. The service is limited in Luxembourg to credit cards.
If it’s true that when we shop in a store and handover physical cash, the pain of paying finds the act prompts more awareness about spending, and parting with cash may even hurt a bit more than swiping a bank card.
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